Privacy Policy

Our Privacy Commitment to You

We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.

Confidentiality and Security of Non-public Personal Information

Every Columbus Data Services employee’s priority is the service we provide you and the confidentiality of your records. Every employee is trained on the importance of protecting your confidentiality. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

Non-public Personal Information We Collect

During the course of your relationship with us, we collect non-public personal information about you from the following sources:

• Information we receive from you on applications for our products and services and on other forms that you may provide us.
• Information we receive from processing your accounts with us or our affiliates and the transactions in those accounts, such as deposits, loans, investment and insurance, as well as information that we receive from providing services to you, such as funds transfer services.
• Information we receive from consumer reporting agencies.
• Information that we receive in response to requests we make to third parties about you or to confirm information that you have provided to us, particularly in the process of evaluating applications for loans.

Non-public Personal Information We Disclose

We may disclose the following kinds of non-public personal information about you:

• Information we receive from you on applications or other forms, such as your name, address, assets, and income.
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage.
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Parties to Whom We Disclose Non-public Personal Information

We disclose non-public personal information about you to the following types of third parties:

• Columbus Data Services affiliated companies.

We may also disclose non-public personal information about you to non-affiliated third parties as permitted by law. Except as permitted by law, COLUMBUS DATA SERVICES WANTS TO ASSURE YOU THAT WE WILL NOT DISCLOSE ANY OF YOUR NON-PUBLIC PERSONAL INFORMATION TO NON-AFFILIATED THIRD PARTIES. WE WILL SHARE INFORMATION WITHIN THE COMPANY’S CORPORATE FAMILY (AFFILIATES) TO HELP SERVE YOUR FINANCIAL NEEDS BETTER.