Prepaid Debit Cards
For financial institutions and program managers that want to issue their own stored value card products (reloadable and non-reloadable cards), but want to outsource the "back office" operations, CDS offers a host of support services:
- Transaction authorization and settlement
- Card balance management Card loading options ACH, batch file, load networks (Western Union, Greendot)
- Adjustment and chargeback processing
- On-line card base management tools Account set-up and activation Account maintenance Hot-carding
- Card production/replacement
- Card holder due diligence (OFAC and CIP) Statements
- Cardholder support services
- IVR
- Web
- Live Agent Help desk
- Bill Pay
- Mobile Banking
- 2nd Chance Transaction for overdraft and loan
CDS also has general gift card and reloadable card programs for financial institutions and card marketing groups that need a stored value card product but do not want to invest resources to issue their own card products. We offer gift, payroll, student, expense, incentive, reward, and general spend card products.
CDS supports MasterCard, VISA, Pulse and Star stored value card programs as well as in-house, private label card programs.
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